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Planning for retirement

Every investor has his or her own reasons for saving. For many, their ultimate goal, or point B, is retirement. You know that every financial decision you make should be with point B in mind, but it’s easy to get distracted by questions about how things like recessions, interest rates or volatility affect your investments. The truth is that all of these concerns are really pointing to the same question – “Will I have enough money to last me throughout my retirement?”

This entry of EdgePoint Academy focuses on retirement, specifically on topics and issues faced by investors preparing to retire or already there. Over the next few months, we’ll publish a series of articles covering the following topics:

  1. Are your retirement savings on track? Compound your money, not your problems.
  2. The big day has arrived: having the right investments can help meet your retirement income needs.
  3. The retirement income balancing act: the impact of withdrawal rates.
  4. Sequence of returns: a risk worth learning about.
  5. Your retirement preparedness temperature check.


Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Please read the prospectus and Fund Facts before investing. Copies are available from your financial advisor or at www.edgepointwealth.com. Unless otherwise indicated, rates of return for periods greater than one year are historical annual compound total returns net of fees including changes in unit value and reinvestment of all distributions, and do not take into account any sales, redemption, distribution or optional charges, or income taxes payable by any securityholder, which would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. This is not an offer to purchase. Mutual funds can only be purchased through a registered dealer and are available only in those jurisdictions where they may be lawfully offered for sale. This document is not intended to provide legal, accounting, tax or specific investment advice. Information contained in this document was obtained from sources believed to be reliable; however, EdgePoint does not assume any responsibility for losses, whether direct, special or consequential, that arise out of the use of this information. Portfolio holdings are subject to change. EdgePoint mutual funds are managed by EdgePoint Investment Group Inc., a related party of EdgePoint Wealth Management Inc. EdgePoint® and Owned is a registered trademark of EdgePoint Investment Group Inc.